Personal Insurance — Featuring Auto and Homeowner Insurance in Louisiana
Personal Insurance Solutions
How much coverage do I need? What deductibles should I choose? Am I eligible for any discounts? Our personal insurance agents will help you find the right balance between coverage and affordability for your renters or homeowners insurance, car insurance, umbrella insurance and personal property insurance to protect your valuables. We have expertise in securing coverage for Louisiana’s historic homes and properties, and will ensure that you are properly covered in case of damage from floods, hurricanes, hail or wind.
We all want to live life to its fullest. Why should you spend time worrying about protecting your car, your home and your valuables? Financial Assurance specializes in finding the best coverage for your needs. From our offices in Metairie, we provide personal insurance services throughout Southeast Louisiana, including New Orleans, Baton Rouge, Hammond, and St. Tammany.
Protect Your Home
Obtaining the right level of homeowner insurance in Louisiana can be a nerve-wracking prospect. After all, no one knows when the next big storm will hit. The good news is you don’t need to be a fortune teller, you just need to work with an experienced local agent that is looking out for your best interest. Your historic Creole Townhouse and the valuable antiques contained within may need special consideration, as will any home that is in a flood zone or that may be exposed to hurricanes or other natural disasters.
And in a region of the country where there is a very real possibility that your home becomes severely damaged or completely destroyed during the course of a hurricane or flood, you simply cannot gamble on your insurance. Our experienced, local agents can help ensure that all risks are accurately identified and assessed to increase the likelihood that your policy has enough coverage to adequately provide in the event of a loss.
Protect Your Vehicle and Passengers
From high end luxury vehicles to high school drivers, classic and antique, from coupes to conversion vans, we can help you find the right amount of coverage at the right price to meet your personal auto insurance needs.
Protect Your Stuff — Renters Insurance is Just as Important as Homeowners Insurance
Your personal property is valuable, even if you do not own your own home. Renters insurance protects your personal property while you rent. It covers you for losses due to severe weather, fire or theft. Our local agents are experts in the types of risks that Louisiana residents face, and we use this expertise to find you the best policy.
Whatever your personal property insurance needs, rest assured. Financial Assurance has the knowledge and experience to find the best personal insurance protection for residents of Southeast Louisiana. We’ll do the work, so you don’t have to worry. Contact us today to get started.
Protect Your Valuables
Louisiana residents take great pride in their long, storied family histories. Our heritage is what makes us unique, and many of us lovingly preserve that heritage with valuable items that have been passed down through the generations. Basic home insurance policies often do not provide adequate coverage for many of our most valued possessions. High value items like jewelry, collectibles and antiques often need scheduled personal property coverage that provides full replacement cost reimbursement and above all, peace of mind.
Special Protection for Jewelry
Nothing can replace the sentimental value of lost or stolen jewelry, particularly if the item has been in your family for a long time, or if you are looking forward to passing it on to your children and grandchildren. Personal insurance—in the form of homeowners insurance and scheduled personal property coverage—can at the very least allow you to replace lost or stolen necklaces, bracelets, rings and more with their full replacement cost value.
Protect Collectibles and Antiques
Our charming Louisiana homes are often filled with valuable collectibles and antiques. While the sentimental value of the items cannot be quantified, it is important to protect their financial value in the event of a major disaster like a hurricane or severe storm. You need to be sure that these items are professionally appraised and then covered for their full replacement cost.
Not every policy is right for the type of possessions in your home. The independent agents at Financial Assurance are experts in helping you assess your coverage needs and finding the right policy for your home and its very special contents.