Festive gatherings of friends, family and coworkers are what make the holidays so special. For those of us who host guests in our homes, we want to make sure that our guests not only have a wonderful time, but also that they are safe in our homes, and when they leave it.[Read more…] about Celebrate the Holidays Safely
When you first opened your small business, you were most likely told several times that general liability insurance was important. You may have heard the words “general liability” numerous times, but what does it mean? What can a general liability insurance policy do for your business? Knowing how this vital form of insurance can protect your assets and future in the industry can make the difference in operating a successful enterprise.[Read more…] about General Liability Insurance Helps Protect Your Business
Thinking about your auto insurance coverage is probably not the most exciting thing you can do today, but it is never a bad time to review your policy and understand what is covered (and what is not). It is certainly better to understand your coverage now, rather than be surprised after you’ve been in an accident or have to file some kind of claim.[Read more…] about What Does Auto Insurance Cover? Know Your Options.
You may think if you don’t have much to lose, no one would be silly enough to sue you. Unfortunately, lawsuits are filed every day against people with modest incomes. Personal umbrella insurance is designed to help protect you from major claims and lawsuits. As a result, it helps shield your assets and your future by providing additional liability coverage above the limits of your homeowners, auto or boat insurance policies.[Read more…] about Could You Benefit from Personal Umbrella Insurance?
Whether you own a construction company, an accounting firm or a retail operation, you need the protection offered by a comprehensive commercial property insurance policy. As a business owner, you’d love to have a crystal ball at your disposal, but the future is unknown. You want insurance that can help your organization remain strong and successful, no matter what tomorrow brings.[Read more…] about Property Insurance that Fits Your Business
Do you or your employees use personal vehicles to perform company business? You probably have commercial auto insurance for any vehicles that the business owns, but what if you or an employee gets into an accident while driving a personal vehicle for business purposes? In these cases, the business can be held accountable and sued for damages, and your standard commercial vehicle coverage (if you have it) or the driver’s personal auto insurance may not provide adequate coverage![Read more…] about Commercial Vehicle Insurance: What is Non-Owned Liability Coverage?