With another brutal winter under our belts, many people are itching to pull the RV off its blocks and hit the road. As you chase out the critters that made your RV their hibernating homes, check the tire pressure and update your registration, it’s a good time to review your RV insurance policy to be certain your mobile vacation destination is covered for the new season.
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Tips to Keep Your Pool Safe
This time of year, many homeowners are dusting off the pool toys from their long months of disuse during the cold winter. While swimming is a fun, relaxing time and a great source of physical activity and exercise, owning a pool can increase your risks for having to file an insurance claim on your homeowner’s policy. While you and your family or guests’ safety is your No. 1 priority, taking these simple steps can also avoid costly claims.
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The most invasive creature that can turn any homeownership situation from a dream come true to a living nightmare isn’t termites, mice or even Asian beetles: it’s mold. Requiring moisture and food (its favorites being drywall, insulation, carpeting and mattress materials) mold can quickly grow to consume large surfaces and can be extremely difficult to eradicate. Depending on how the mold came to be present, your homeowners insurance policy may not cover the damage.
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Taking a vacation should be a relaxing time. The last thing you want to worry about as you relax on the beach or in the hotel Jacuzzi is if your home and belongings are safe. To ensure your next get-away is worry-free, follow these simple guidelines of how to keep your home safe while on vacation.
[Read more…] about How to Keep Your Home Safe While On VacationDo You Need Errors and Omissions Insurance?
The highly litigious environment in which we live makes errors and omissions insurance (E&O), or professional liability insurance, vital for many professionals. Errors and omissions insurance protects individuals and businesses who provide professional services to clients. A “professional” is defined as someone who has special knowledge and skill in a certain area, and who uses that skill to provide advice and services to clients. Typically, doctors, lawyers, architects, engineers and accountants are considered professionals.
[Read more…] about Do You Need Errors and Omissions Insurance?What is Commercial Umbrella Insurance and How Does it Protect Your Business?
Commercial umbrella insurance is supplementary liability insurance that protects your business from the costs associated with lawsuits, legal fees and settlements. It is also referred to as excess liability insurance, and it is appropriate for any business that faces liability exposures.
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