With another brutal winter under our belts, many people are itching to pull the RV off its blocks and hit the road. As you chase out the critters that made your RV their hibernating homes, check the tire pressure and update your registration, it’s a good time to review your RV insurance policy to be certain your mobile vacation destination is covered for the new season.
Most states required RVs that are driven, rather than towed behind your vehicle, to have minimum standards of liability insurance. However, many RV owners find this coverage is insufficient when they are involved in accidents or other claim-worthy events. You want a policy as robust and adventurous as your vacation plans.
Most RV owners need an insurance policy that covers not only liability in the event they cause another person injury or property damage, but also collision coverage that can help make swift repairs to their damaged RV. Comprehensive coverage is a must-have for RVs that spend many months sitting under the precarious overhanging branches of trees on your property. This type of important protection can also help pay for repairs to or replacement of your damage or totaled RV in the case of severe weather, theft, fire or vandalism.
Chances are your household made a considerable investment into your RV. While this has paid off in not having to find hotel rooms or other accommodations during your vacations, it is an investment you want to protect. Perhaps 2014 is finally the year you will retire, pack up the RV and become a full-time road warrior, traveling, sight-seeing and checking off items (and adding them) on that bucket list. You’ll need a full-timers RV insurance package that operates more like homeowners insurance.
Whatever your RV insurance needs may be, we can help. Our agents will suggest coverage options best suited for your travel plans, and locate and help you compare several different policies from a variety of providers. When you enlist the services of one of our agents, you can be sure you’ll find an RV insurance policy with the best coverage at the most affordable rates. Contact us to help you find the perfect policy before you hit the road this summer.