Whether you have just experienced a damaging storm or terrible accident, or you are simply tired of the same old kitchen and would like to remodel, you’re talking about a lot of work. Unless you’re the do-it-yourself, handy type person, chances are you need a contractor. But how do you know if you’ve found the right one? It’s no secret that not all construction outfits are on the up-and-up and you would like to avoid falling victim to the less reliable of them. Follow these tips and guidelines and you can be sure that home improvement project doesn’t turn into a nightmare.[Read more…] about Need a Contractor? Tips to Finding the Right One
The Least Talked About Car Insurance
Most everyone knows what liability coverage and comprehensive coverage on his or her auto insurance means. One protects you from damages resulting from a crash you caused and the other can help quickly repair your damaged or totaled vehicle, no matter the cause. But what does uninsured/underinsured motorist coverage do? Who needs it and why?[Read more…] about The Least Talked About Car Insurance
Surety Bonds Guarantee Contractor Performance
Contractors come in many shapes and sizes, so to speak. Depending on what kind of work they do, contractors also need a variety of business insurance policies including general liability protection and others. Contractors also need contractors bonds, or surety bonds, in order to find, secure and perform work on behalf of their clients.[Read more…] about Surety Bonds Guarantee Contractor Performance
Does My Nonprofit Need D&O Insurance?
As a nonprofit director or board member, you know the struggles to find financing. Whether you couch dive for spare change, write countless grant applications, supplicate yourself to generous donators, or more than likely attempt a combination of all three, you realize the importance of making every dollar count. You definitely do not want to carry more insurance than is absolutely necessary.[Read more…] about Does My Nonprofit Need D&O Insurance?
The Ins/Outs and High/Lows of Insurance Deductibles
Understanding your car and home insurance deductibles can mean the difference between making informed financial decisions and throwing good money after bad. Most people understand that a deductible is the amount the policy holder is responsible for paying whenever they file a claim. However, deductibles often have far more implications.[Read more…] about The Ins/Outs and High/Lows of Insurance Deductibles
How Does Business Insurance Protect Your Livelihood?
Business insurance is a necessary and vital way to help you protect your business from various threats and risks that can have an adverse affect on it. Basic business insurance should protect your business property and assets as well as provide liability coverage to protect you from lawsuits. You might also need coverage to help protect you and your employees from work-related injuries and illnesses.[Read more…] about How Does Business Insurance Protect Your Livelihood?