This time of year, many homeowners are dusting off the pool toys from their long months of disuse during the cold winter. While swimming is a fun, relaxing time and a great source of physical activity and exercise, owning a pool can increase your risks for having to file an insurance claim on your homeowner’s policy. While you and your family or guests’ safety is your No. 1 priority, taking these simple steps can also avoid costly claims.
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Does My Homeowners Insurance Policy Cover Mold?
The most invasive creature that can turn any homeownership situation from a dream come true to a living nightmare isn’t termites, mice or even Asian beetles: it’s mold. Requiring moisture and food (its favorites being drywall, insulation, carpeting and mattress materials) mold can quickly grow to consume large surfaces and can be extremely difficult to eradicate. Depending on how the mold came to be present, your homeowners insurance policy may not cover the damage.
[Read more…] about Does My Homeowners Insurance Policy Cover Mold?How to Keep Your Home Safe While On Vacation
Taking a vacation should be a relaxing time. The last thing you want to worry about as you relax on the beach or in the hotel Jacuzzi is if your home and belongings are safe. To ensure your next get-away is worry-free, follow these simple guidelines of how to keep your home safe while on vacation.
[Read more…] about How to Keep Your Home Safe While On VacationIs Your Home Office Equipment Covered When You Work From Home?
If you have a home-based business, or if you work out of your home full-time or even just some of the time, you may be uninsured or underinsured. You might think you have coverage under your homeowners policy, but that coverage is likely minimal, if you have any at all.
[Read more…] about Is Your Home Office Equipment Covered When You Work From Home?Going on Vacation? Prepare Your Home Before You Go
If you are going away for an extended trip, or even a short vacation, you need to make sure that your home is secure while you are away. A few easy steps can help to reduce the chance of burglary, fire or another devastating incident at your home while you are away.
[Read more…] about Going on Vacation? Prepare Your Home Before You GoFlood Insurance: What is Covered When Disaster Strikes?
Most home and property insurance policies do not provide coverage for damage due to floods. Congress created the National Flood Insurance Program (NFIP) in 1968 to help provide a way for property owners to financially protect themselves from flood damage. Flood insurance from the NFIP is available to homeowners, renters, condo owners and business owners.
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