Financial Assurance

Business Insurance

Insurance as Efficient as Your Manufacturing Business

Filed Under: Business Insurance

As a manufacturer, you know the importance of ensuring every step of the process runs as smoothly as possible. You know that if just one aspect of the production of your product is neglected, the entire line is in jeopardy. Business insurance works the same way. The company can have the best property insurance and workers compensation package available, but if your business doesn’t carry sufficient liability insurance, the whole venture is at risk.

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Do You Need Errors and Omissions Insurance?

Filed Under: Business Insurance

The highly litigious environment in which we live makes errors and omissions insurance (E&O), or professional liability insurance, vital for many professionals. Errors and omissions insurance protects individuals and businesses who provide professional services to clients.  A “professional” is defined as someone who has special knowledge and skill in a certain area, and who uses that skill to provide advice and services to clients. Typically, doctors, lawyers, architects, engineers and accountants are considered professionals.

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Commercial Umbrella Insurance Supplements Your Other Business Liability Policies

Filed Under: Business Insurance

Commercial general liability (CGL) insurance protects your company’s assets and pays for claims that arise when someone gets hurt on your property or when property damage or injuries are caused by you or your employees in the course of doing business. It also covers the costs of your legal defense and any judgment rendered against you should an injured party sue you.

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“Some insurance agencies take the — once a year annual review approach — and then there are those that wish to sell you the product of the month. We are pleased that Mark and his team offer neither. We are delighted that we have found such trusted advisors in the insurance industry.”

Jimmy and Misty Strickland, owners
Strickland Enterprises, LLC - Hose Specialty and Supply

“For over a decade Financial Assurance, LLC has handled our business and personal insurance. Their capable staff is efficient and provide us dependable, quality service. It is a pleasure doing business with people so dedicated and conscientious.”

Norman T. Joseph, president
Ideal Appliance Parts, Inc.

“About 40 years ago we were searching for an insurance agent that could meet all of our insurance needs. We needed more than just business, home, auto, flood, property and boat insurance. We needed an advisor. We found what we were looking for, when an associate introduced us to the Fruchtnicht family.”

Gaynell Crespo, General Manager
Precise Printing Corp., Kenner, LA

“My company has been doing business with Financial Assurance for over 25 years. Mark and his staff have been exceptional in adapting to our needs as our company has grown over the years. They service our account throughout the year, not just at renewal time.”

George Messina
Messina’s Catering, Kenner, LA

“Mark and his team stay on top of our account and give us outstanding service, not only when there is a problem, but also when there are smooth seas. I would recommend Financial Assurance strongly to anyone. It’s not easy to be impressed with any company for over 30 years.”

Rodney Rice Jr., President
Fitness Expo, Metairie, LA

“In 1997, when I purchased the family business; my father gave me some advice: The three most important people in your business life are your lawyer, your banker, and your insurance agent. Mark Fruchtnicht and Financial Assurance have been by my side since day 1. Thanks for the advice, Dad!”

Timothy Fitzpatrick, owner
Christmas Depot/Floral Enterprises, Kenner, LA