General Liability Insurance Helps Protect Your Business

When you first opened your small business, you were most likely told several times that general liability insurance was important. You may have heard the words “general liability” numerous times, but what does it mean? What can a general liability insurance policy do for your business? Knowing how this vital form of insurance can protect your assets and future in the industry can make the difference in operating a successful enterprise.
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Property Insurance that Fits Your Business

Whether you own a construction company, an accounting firm or a retail operation, you need the protection offered by a comprehensive commercial property insurance policy. As a business owner, you’d love to have a crystal ball at your disposal, but the future is unknown. You want insurance that can help your organization remain strong and successful, no matter what tomorrow brings.

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Commercial Vehicle Insurance: What is Non-Owned Liability Coverage?

Do you or your employees use personal vehicles to perform company business? You probably have commercial auto insurance for any vehicles that the business owns, but what if you or an employee gets into an accident while driving a personal vehicle for business purposes? In these cases, the business can be held accountable and sued for damages, and your standard commercial vehicle coverage (if you have it) or the driver’s personal auto insurance may not provide adequate coverage!

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Surety Bonds Guarantee Contractor Performance

Contractors come in many shapes and sizes, so to speak. Depending on what kind of work they do, contractors also need a variety of business insurance policies including general liability protection and others. Contractors also need contractors bonds, or surety bonds, in order to find, secure and perform work on behalf of their clients.

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Does My Nonprofit Need D&O Insurance?

As a nonprofit director or board member, you know the struggles to find financing. Whether you couch dive for spare change, write countless grant applications, supplicate yourself to generous donators, or more than likely attempt a combination of all three, you realize the importance of making every dollar count. You definitely do not want to carry more insurance than is absolutely necessary.

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How Does Business Insurance Protect Your Livelihood?

Business insurance is a necessary and vital way to help you protect your business from various threats and risks that can have an adverse affect on it. Basic business insurance should protect your business property and assets as well as provide liability coverage to protect you from lawsuits. You might also need coverage to help protect you and your employees from work-related injuries and illnesses.

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Insurance as Efficient as Your Manufacturing Business

As a manufacturer, you know the importance of ensuring every step of the process runs as smoothly as possible. You know that if just one aspect of the production of your product is neglected, the entire line is in jeopardy. Business insurance works the same way. The company can have the best property insurance and workers compensation package available, but if your business doesn’t carry sufficient liability insurance, the whole venture is at risk.

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Do You Need Errors and Omissions Insurance?

The highly litigious environment in which we live makes errors and omissions insurance (E&O), or professional liability insurance, vital for many professionals. Errors and omissions insurance protects individuals and businesses who provide professional services to clients.  A “professional” is defined as someone who has special knowledge and skill in a certain area, and who uses that skill to provide advice and services to clients. Typically, doctors, lawyers, architects, engineers and accountants are considered professionals.

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