Celebrate the Holidays Safely

Festive gatherings of friends, family and coworkers are what make the holidays so special. For those of us who host guests in our homes, we want to make sure that our guests not only have a wonderful time, but also that they are safe in our homes, and when they leave it.

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General Liability Insurance Helps Protect Your Business

When you first opened your small business, you were most likely told several times that general liability insurance was important. You may have heard the words “general liability” numerous times, but what does it mean? What can a general liability insurance policy do for your business? Knowing how this vital form of insurance can protect your assets and future in the industry can make the difference in operating a successful enterprise.
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What Does Auto Insurance Cover? Know Your Options.

Thinking about your auto insurance coverage is probably not the most exciting thing you can do today, but it is never a bad time to review your policy and understand what is covered (and what is not). It is certainly better to understand your coverage now, rather than be surprised after you’ve been in an accident or have to file some kind of claim.

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Could You Benefit from Personal Umbrella Insurance?

You may think if you don’t have much to lose, no one would be silly enough to sue you. Unfortunately, lawsuits are filed every day against people with modest incomes. Personal umbrella insurance is designed to help protect you from major claims and lawsuits. As a result, it helps shield your assets and your future by providing additional liability coverage above the limits of your homeowners, auto or boat insurance policies.

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Property Insurance that Fits Your Business

Whether you own a construction company, an accounting firm or a retail operation, you need the protection offered by a comprehensive commercial property insurance policy. As a business owner, you’d love to have a crystal ball at your disposal, but the future is unknown. You want insurance that can help your organization remain strong and successful, no matter what tomorrow brings.

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Commercial Vehicle Insurance: What is Non-Owned Liability Coverage?

Do you or your employees use personal vehicles to perform company business? You probably have commercial auto insurance for any vehicles that the business owns, but what if you or an employee gets into an accident while driving a personal vehicle for business purposes? In these cases, the business can be held accountable and sued for damages, and your standard commercial vehicle coverage (if you have it) or the driver’s personal auto insurance may not provide adequate coverage!

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Need a Contractor? Tips to Finding the Right One

Whether you have just experienced a damaging storm or terrible accident, or you are simply tired of the same old kitchen and would like to remodel, you’re talking about a lot of work. Unless you’re the do-it-yourself, handy type person, chances are you need a contractor. But how do you know if you’ve found the right one? It’s no secret that not all construction outfits are on the up-and-up and you would like to avoid falling victim to the less reliable of them. Follow these tips and guidelines and you can be sure that home improvement project doesn’t turn into a nightmare.

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The Least Talked About Car Insurance

Most everyone knows what liability coverage and comprehensive coverage on his or her auto insurance means. One protects you from damages resulting from a crash you caused and the other can help quickly repair your damaged or totaled vehicle, no matter the cause. But what does uninsured/underinsured motorist coverage do? Who needs it and why?

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Surety Bonds Guarantee Contractor Performance

Contractors come in many shapes and sizes, so to speak. Depending on what kind of work they do, contractors also need a variety of business insurance policies including general liability protection and others. Contractors also need contractors bonds, or surety bonds, in order to find, secure and perform work on behalf of their clients.

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Does My Nonprofit Need D&O Insurance?

As a nonprofit director or board member, you know the struggles to find financing. Whether you couch dive for spare change, write countless grant applications, supplicate yourself to generous donators, or more than likely attempt a combination of all three, you realize the importance of making every dollar count. You definitely do not want to carry more insurance than is absolutely necessary.

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